Established in 1988, the Own in Ogden down payment assistance program has helped over 1,200 households realize the dream of home ownership. This home ownership program is offered in specifically-targeted areas of Ogden City, providing $3,000 in zero interest, deferred-payment loans that decline to a complete credit over a five-year residency requirement. In specifically-targeted areas, an increased amount of $5,000 is offered as down payment and closing cost assistance to home buyers. Qualified, sworn Ogden City police officers and fire fighters receive $10,000 loans when buying a primary residence within the overall target area.
Specific requirements for Own in Ogden home purchases include:
- Household maximum annual income qualifications
- Property location within the current target area
- Property is the primary place of residency throughout the term of the loan
- Purchase price maximum limits
- Residential zoning
- Absence of any unresolved code enforcement violations
- Property meets minimum standards of construction, habitability and safety
For specific requirements, please refer to the Own in Ogden program guidelines
(pautas del programa) or you may contact Ogden City's Community Development office for assistance.
Own in Ogden funds are available on a first come first serve basis.